
There are a number of different options for funding your overseas investment property and as part of the investment process you should review all your funding options to choose the most appropriate route for you.
To maximise the benefits, we aim to ensure that you are using your money most efficiently; we can help you with the review process and introduce you to Independent Financial Advisors and tax specialists who will give you unbiased, independent advice on the best way to buy. We believe how you buy is just as important as where you buy when it comes to making the best overseas property investment decisions.
An overview of Funding Options for Deposits
Remortgaging your existing properties
Releasing equity from your home or other properties is often the most cost-effective way to borrow money as rates in the UK are low and many people have significant equity in their properties.
Cashing in poorly performing investments
It is worth reviewing your investment portfolio on a regular basis to keep up to date with their performance and help with your longer term planning. Some investments may be worth cashing in to fund a property purchase overseas.
Dividend or bonus from your business
If you own your own business, it may be an option to take money out of the business in the form of a dividend or bonus which you could then use to fund a property investment.
Pension draw down
If you are over 55 you have the option to take up to 25% of your pension fund out, tax-free, to fund an investment. |